First Loan

Why First Loan?

Unlike payday loans, loans from First Loan offer more flexible repayment options while still providing the cash when you need it.

According to the FDIC, the effective APR of certain overdraft charges on loans made by other lenders can be over 3,500%. Our loans are a great alternative to paying late fees and penalties. Learn more about why our flexible payment plan is a great alternative to payday loans.

How It Works

Fast personal loans made easy in just 3 quick steps.

APPLY ONLINE

As Soon As You Need Cash

FAST APPROVAL

Find Out Quickly If You Pre-Qualify

CASH FAST

Next Business Day Funding**

**One of our customer service representatives will help you complete the loan process, which will include verification of certain personal information, prior to final approval and funding of the loan.

When To Use First Loan

MEDICAL EMERGENCY

Get emergency funds to pay hospital expenses and prescriptions.

HOME REPAIRS

Broken heater or AC, leaky roof, burst pipe flooding your basement? Get them fixed before the problem gets bigger.

CAR REPAIRS

Need to get to work but car broke down? Get funds into your bank account right away.

TO AVOID LATE FEES

Missed payments add unnecessary late fees and expensive service disconnections.

BOUNCED CHECKS

A bounced check carries costly
return fees.

RENT IS DUE

Avoid additional fees and possible eviction notices if rent is due and you don’t have the cash immediately available.

If you have questions regarding our loan programs, the terms of our loan agreements or payment plans; or just need more information, please do not hesitate to contact us any time, day or night. A First Loan customer service representative will be happy to assist you.

Tribal Customer Hotline

First Loan is a Native American owned business operated by the Elem Indian Colony of Pomo Indians, a sovereign Tribal nation located in the United States. If you have a service-related concern, please contact our customer service team at: 1-855-625-8292. First Loan is committed to promptly resolving customer issues. If your concern is still not resolved after calling customer service, please contact our hotline at 1-707-247-8721 between the hours of 5:00am - 6:00pm Pacific Time Monday - Sunday, or email us at support@firstloan.com

Mailing Address

First Loan
PO Box 1536,
Lower Lake, CA 95457

Phone: 1-855-625-8292
Finance Department: 1-707-229-0130
Email: support@firstloan.com
Fax: 1-707-339-8126

We verify applicant and credit information through national databases including, but not limited to, Clarity, Factor Trust, and Microbilt.

**One of our customer service representatives will help you complete the loan process, which will include verification of certain personal information, prior to final approval and funding of the loan. First Loan’s loans are usually funded by Automated Clearing House (ACH) electronic crediting directly to your bank account. ACH transfers that are completed by 5:00 pm PST will usually be available the next business day.

First Loan is a Native American owned business operated by the Elem Indian Colony of Pomo Indians, a sovereign Tribal nation located in the United States. First Loan abides by all applicable federal laws and regulations and tribal law as established by the Elem Indian Colony of Pomo Indians.

Please note: This is a very expensive form of borrowing. First Loan Installment Loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. First Loan never charges any prepayment penalties on partial or complete repayments. Prompt repayment of your loan will reduce the costs associated with borrowing and is strongly recommended by First Loan.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Connecticut, Florida, Georgia, Illinois, Maine, Maryland, Massachusetts, Minnesota, New York, North Carolina, Pennsylvania, South Carolina, Vermont, Virginia, West Virginia are not eligible to receive a loan from First Loan.