You received this offer because you met certain criteria for creditworthiness. This offer is subject to verification of your personal information and your ability to meet the pre-established criteria. By responding to this offer, you certify that all information provided by you at the time of acceptance is true, correct, and complete. After evaluating your application and verifying certain information relevant to evaluating your creditworthiness, we may decide to offer you a lesser amount or not to offer an installment loan to you. You must be at least 18 years old, a resident of the United States, employed full-time, and have a checking account with a financial institution in the United States. This offer is not transferable and may be accepted only by the person named in this offer at the address where the offer was mailed. After the expiration date indicated on the front of this letter, this offer expires without further notice. Checking the rate and terms you may qualify for will not impact your credit bureau scores. We may verify applicant and credit information through credit bureaus and national databases.
**One of our customer service representatives will help you complete the loan process prior to funding the loan, which will include verification of your information. First Loan are generally funded by Automated Clearing House (ACH) electronic crediting directly to your bank account. ACH transfers that are completed by 5:00 p.m. EST will usually be available the next business day.
First Loan is a Native American owned business operated by the Elem Indian Colony of Pomo Indians, a sovereign Tribal nation located in the United States. First Loan abides by all applicable federal laws and regulations and tribal law as established by the Elem Indian Colony of Pomo Indians.
Please note: This is a very expensive form of borrowing. First Loan installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Prompt repayment of your First Loan will reduce the costs associated with borrowing and is recommended by First Loan. First Loan never charges any prepayment penalties on partial or complete early repayments and repaying your loan early can greatly reduce the costs associated with this form of borrowing.
Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Colorado, Connecticut, Georgia, Minnesota, New York, New Mexico, North Carolina, Pennsylvania, South Dakota, Utah, Vermont, Virginia, West Virginia are not eligible to receive a loan from First Loan.