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We verify applicant and credit information through national databases including, but not limited to, Clarity, DataX, Factor Trust, and Microbilt. 

**One of our customer service representatives will help you complete the loan process, which will include verification of certain personal information, prior to final approval and funding of the loan. First Loan’s loans are usually funded by Automated Clearing House (ACH) electronic crediting directly to your bank account. ACH transfers that are completed by 8:00 pm EST will usually be available the next business day. 

First Loan is a Native American owned business operated by the Elem Indian Colony of Pomo Indians, a sovereign Tribal nation located in the United States. First Loan abides by all applicable federal laws and regulations and tribal law as established by the Elem Indian Colony of Pomo Indians.

Please note: This is a very expensive form of borrowing. First Loan Installment Loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. First Loan never charges any prepayment penalties on partial or complete repayments. Prompt repayment of your loan will reduce the costs associated with borrowing and is strongly recommended by First Loan.

Credit products obtained through this website are not available to residents of all states and state availability may change from time to time without notice. Currently, residents of Arkansas, Connecticut, Georgia, Minnesota, New York, New Mexico, Pennsylvania, South Dakota, Utah, Vermont, Virginia, West Virginia are not eligible to receive a loan from First Loan.